A Big Shout-Out to Mt. Washington Valley Health Care!

How lucky are we to have access to patient and emergent care?!

Part of what makes the Mt. Washington Valley great is that it’s off the beaten path. But even though it’s in its own world, it still provides access to multiple levels of health care. We are so thankful to all of our medical facilities, doctors, nurses, practitioners, and administrative staff who are working tirelessly to guide us through this pandemic.

Health care in the Mt. Washington Valley is multifaceted. The valley has facilities that offer patient care for routine check-ups and appointments. The valley also is home to a 25-bed Critical Access Hospital through Memorial Hospital, as well as a 24-hour emergency department, amongst other services. Residents and visitors can find medical professionals in the Mt. Washington Valley that offer focused medical care ranging from family medicine to women’s health to, diabetes care, behavioral health, physical therapy and more.

All of these levels of health care in the Mt. Washington Valley are working tirelessly for residents and visitors regularly and now in the wake of COVID-19 they aren’t slowing down. Staff and administrators from all of the valley’s medical facilities are providing excellent care and adapting to the changing landscape of health care in COVID-19’s wake. Each practitioner is finding ways to support our community through care, support, and expertise. And for that we are so thankful.

This list doesn’t begin to cover those working hard at the front lines in the valley, but it is a start! Thank you, thank you, thank you…

Memorial Hospital
White Mountain Community Health Care
Discover Health and Functional Medicine
North Country Healthcare
Visiting Nurse Home Care and Hospice
Timberland Home Care

The Mt. Washington Valley Chamber of Commerce is staying up-to-date on pressing issues and creating messages of hope and accurate information on valley businesses, events and more during this time. Please follow us on Facebook and instagram for more information and sign up for our monthly newsletter, here.

Photo by Wiseguy Photography. 

Inaugural First Season Online Auction to Support Tin Mountain Conservation Center

Online Auction 5:00 PM Sat. March 28 – 5:00 PM Sun. April 5

The clocks have moved forward, the birds are singing and the sap is flowing – all signs that it’s time for spring and Tin Mountain Conservation Center’s First Season event. In an effort to keep everyone safe and well and despite a few hiccups along the way, the Inaugural First Season Online Auction will ready for your bid beginning 5:00 PM on Saturday, March 28 (a date and time already on many calendars) through 5:00 PM on Sunday, April 5. The catalog is open and available for viewing (you don’t have to register to look at the catalog) at charityauction.bid/Firstseason2020 or through a link on the Tin Mountain Website at tinmountain.org. Registration is needed if you want to bid or purchase a scholarship. If you bought tickets online, AND have your code, you can use the code as your password.  If you don’t have the code, don’t worry, simply click “Forgot my Password” and follow the instruction.  If you didn’t buy tickets online, simply follow the instructions to register, enter your credit card (secure and encrypted), confirm your email and start bidding. Once you register, a ‘My Account’ tab will appear in the top menu.  This lets you keep track of your bids, donations, sponsorships, etc. Clicking an item enlarges the photo and provides additional information. There’s a box for a proxy bid, this lets you set your maximum bid and the system will automatically increase your bid until that maximum is reached.  If you have questions, please email info@tinmountain.org and we’ll get back to you as soon as we can.

This year’s online auction features colorful handmade quilts, exquisite jewelry, one-of-a-kind artwork, and photography, delicious treats as well as many useful and unique items as well as wonderful gift certificates.  You may want to mix and match items and gift certificates for example bid on the estate diamond and amethyst ring and the gift certificate for pastoral services for a wedding ceremony or combine the dental exam gift certificate with the cookie of the month or a delicious pie or creamy, fudge. Combine exquisite jewelry and a gift certificate for a night on the town with dinner and a show. For the outdoor enthusiast there are gift certificates for lift tickets, cross country ski passes, snowmobiling rentals, boat rides, whale watches and more.  For the music lover, there are four gift certificates for Stone Mountain and if you want to get a bird’s eye view of the White Mountains be sure to bid on the plane ride. There are antique handmade wooden canoe paddles, a complete kayak package and beautiful original artwork by local artists and photographers. Camp scholarships, Tin Mountain memberships and High School Scholarships are also available as “Buy it Now” items.

All proceeds from First Season support the ongoing environmental education, conservation and research programs offered by Tin Mountain throughout the year.  Auction proceeds support school and camp programs, the Nature Program Series, expand conservation and research programs, and provide computers, printers, as well as ‘keeping the lights on’ at the Nature Learning Center and Tin Mountain’s other facilities.

Thank you to all the thoughtful and generous donations from local businesses, residents, and sponsors that provide continued support for First Season and Tin Mountain Conservation Center.  Special thanks to our sponsors:  Lupine Pet, Eastern Propane & Oil, Chalmers Insurance, The Soaking Pot Infusion Spa, Mason & Mason Insurance, Green Thumb Farms, Country Consulting Group, Hastings Malia, Infinger Insurance, Green Mountain Furniture, Crest Auto, The Oxford House, Hart’s Restaurant, Hannafords, Varsity Beverages, Lindt Chocolate, Valley Auto, Fryeburg Academy, Fryeburg Fair, Conway Daily Sun, Outside Television, WMWV 93.5, Magic 104 FM, Easy 95.3, Valley Promotions, Northway Bank.

We’ll miss seeing and catching up with everyone during this year’s First Season and yet take comfort knowing that folks are following the health guidelines, staying home and practicing social distancing.  We hope you remain safe and well and look forward to seeing you on the trails and at the Nature Learning Center soon.

Light up the town as a sign of optimism in Mt. Washington Valley, NH

Businesses throughout New England are struggling to find ways to cope and help others as the economic issues created by the Coronavirus pandemic continue to move up the curve.  From small gestures of kindness to volunteerism and cutbacks, everyone is jumping in to help.  Brenda Leavitt of Badger Realty in North Conway, NH had a simple idea that’s catching on in other communities.  “Let there be light to offer hope,” she suggested to the Mt Washington Valley Chamber of Commerce.  From that simple conversation a movement is now underway for Mt Washington Valley businesses to join other communities in encouraging businesses to leave their lights on at night offering hope to all.

Brenda relayed her revelation in a story about the late Dick Badger, founder of Badger Realty. “Our former leader, Dick Badger, deserves the credit for this idea,” explained Brenda. When we opened Badger Realty in Jackson many years ago, Dick would stop in after the office was closed and turn the lights on in the lobby. He always said, “We will leave the lights on for you!”, she added.  “There is nothing more concerning to me than ‘darkness’. Since our office is closed to the public traffic at present, I did not want the office to be dark. This is our way of lighting the way to hope,” suggested Brenda.

“We are suggesting that you keep your front door light and/or storefront lights on throughout the night to offer optimism and raise spirits,” recommended Janice Crawford, Executive Director of the Mt Washington Valley Chamber of Commerce in a recent letter sent to members.  In addition, she suggested, “Changing your light bulb to green is one more additional step you could make to add to the feeling.  Green is the color of hope.  If you still have your Christmas lights in your windows, consider changing the bulb to green and keeping them on.”  In addition, the chamber requests that all holiday greenery that’s browned now be removed to show that the community has not abandoned hope.

Twinkling white lights in trees and hedges or around roof lines however are also encouraged to stay on or even be added.  This is a phenomenon that’s happening in communities around the country, to bring back a little of the magic of Christmas, according to an article in TIME. Already in North Conway Village, Badger Realty, Toy Chest, Spruce Hurricane and a growing number of additional businesses are leaving outside lights on all night to send a message of optimism to residents of Mt Washington Valley and visitors.

For more information about visiting Mt Washington Valley, NH along with updates from businesses being impacted by Coronavirus, go to www.MtWashingtonValley.org. For more information and updates about New Hampshire, go to www.VisitNH.gov.

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Photo by WiseguyCreative.com

Shop Locally! Update from the White Mountain Independents.

The White Mountain Independents is a network of locally owned and operated retail businesses throughout the Mt. Washington Valley. Over 20 businesses have joined together to create a unique shopping experience and bolster the local community. By its very nature, an independent store is special in its ambiance, selection and customer service. While the COVID-19 crisis has created an economic impact felt throughout the Mt. Washington Valley, with many stores temporarily closing, the White Mountain Independents have created a list of different offerings its members stores have available at this time.

**Please know that things change daily as we all react to COVID-19, so please check the WMI facebook page and website and individual store sites for the most up-to-date information.**

Bavarian Chocolate Haus has closed both its physical retail locations (North Conway NH and Bridgton ME) temporarily. Its online store is open and will be stocked with Easter and spring confections to purchase for delivery.

The Christmas Loft has closed their stores including Tricks & Treats. It has thousands of products available online. It’s offering free shipping with any purchase. You can also email with any questions.

The Cigar Shenanigans retail store is open daily from 11:00am to 9:00pm. It’s also serving amazing coffee available to go!

Fields of Ambrosia’s hours have been shortened to Wednesday through Saturday from 12:00pm to 5:00pm and Sunday 12:00pm to 3:00pm. It will continue to do all it can to provide a safe environment for its customers and employees and will close if required or necessary.

Four Your Paws Only is still open and is also offering call ahead curbside pickup for those not comfortable coming in. Call 603-356-7297. It is now adding early bird hours for Senior Citizens on Tuesday and Wednesday from 7:00am to 9:00 am.

It’s My Girlfriend’s Consignment Boutique is closed. It will be posting photos of product on Facebook and Instagram and customers can message the store or email it.

Jewelry by Timothy & Psaledakis and Friends’ showroom is not open for browsing. It is minimally staffed and offering its repair and custom order and ‘buying’ services by appointment.  Call or text 603-733-7880 to arrange for its services. Timothy and staff are willing to come out to your car too!

The Penguin Gallery has closed midweek, but will be open from 10:00am to 5:00pm on Saturday. You can shop online at tootoocool.com with more products being added everyday. It offers free shipping over $50.00 or you can pick-up for free in store.

Ragged Mountain will remain open to service its customers and provide employment for its employees in both manufacturing and retail. It will continue to do all it can to provide a safe environment for its customers and employees and will close if required or necessary.

RavenWood Curio Shoppe has closed temporarily.

The Rugged Mill is currently closed to the public until further notice. You can shop online, here. They are currently offering 10% off everything. When you purchase online use the promo code 10ALL. We are offering Curbside Pickup (Same day pick up is available before 3pm and we will just need 1 hour to process the order). Also, we will be posting periodic updates on our Facebook page. I am also available by appointment. I can be reached by email at info@theruggedmill.com or on my cell phone at (603) 520-4622

Soyfire Candle Bath and Body is offering online shipping and curbside pickup. Please email info@soyfirecandle.com or call 603-356-8969 or reach out through Facebook messaging to arrange a time to make the exchange. Also gift certificates are available online.

White Mountain Winery is open Friday, Saturday & Sunday this week for call in orders and pick up outside only. Their number is 603-356-9463. They will be updating our hours each week and posting information on its facebook page.

Spruce Hurricane is closed. Although it does not have online shopping, it will continue to post merchandise on its Facebook and Instagram pages. From there you can request any additional photos and product information. We are happy to ship purchases for a flat fee of $10. Shopping appointments can also be made for special circumstances. As always gift certificates are available. Contact us via phone 603-356-3854 or email sprucehurricane@yahoo.com

Valley Artisans & Vintage Market will be open at least Friday through Sunday, perhaps with limited hours. It encourages customers to call and make an appointment. We will be at the shop working on projects and spring cleaning, but we will not fly our open flag or sign.

Veno’s Specialty Foods & Meats is open, offering drive-thru service only. If you can, please call ahead your order. 603-662-0615.

White Birch Books is closed but employees will be in-store Monday to Saturday 10:00am to 5:00pm and are offering  online ordering, curbside pickup, and call ahead appointment shopping for special instances. Special as needed home delivery is also an option. Call ahead with any questions – 603-356-3200 , Email: info@whitebirchbooks.com with any questions.

for more updates on the Mt. Washington Valley, sign up for our newsletter! We send out a monthly email with vacation inspiration for your next Mt. Washington Valley vacation. During this time we will be using our Vacation Inspirations newsletter to send you updates as they pertain to COVID-19.

Update from Mt. Washington Valley Chamber Executive Director

This morning all the Chamber of Commerce Directors participated in a conference call with Governor Chris Sununu and Commissioner Taylor Caswell from the Department of Business and Economic Affairs.

The following issues were shared with promises from the Governor and Commissioner to look into possible solutions:

Labor concerns with the potential lack of J1 students may provide for an easing of child labor laws as they relate to 14 and 15 year old persons who could work later hours if laws allowed

  • Delay payment of 9% Rooms and Meals taxes
  • Delay payments of health insurance premiums – Governor Sununu will discuss options with the Department of Insurance
  • Banking Industry is considering short-term loans, Governor is considering expanding the use of the Business Finance Authority to guarantee loans
  • Commissioner is communicating with SBA the need to lower the interest rate from the current 3.7% they are offering
  • The Office of Tourism has pulled back all marketing for Spring tourism as a non-essential expenditure.

Businesses are experiencing messaging from citizens that they are being socially irresponsible if they do not close.  This is not a fair message to harass businesses with at this time.  Creating a new model of providing business services is the prudent approach.  This model would review the latest suggested guidelines from the CDC and governing bodies.

There is no evidence of the COVID-19 virus having been spread through food service.  The state has traced every occurrence to its cause.  Remember all restaurants are highly regulated for food safety and use ServSafe as a way to train their Food Managers, Handlers, Bartenders etc.  If interested see: https://www.servsafe.com/ServSafe-Food-Handler/Buy-Handler-Products

At this time there is no intention of closing State Parks

All non-essential spending and new hiring at the state level has been suspended in order to prepare for evolving expenditures to provide funds for services being identified as needed by this “new normal”

Business opportunities are available for those who can manufacture masks, protective medical products.  The federal government may ease regulations allowing states to manufacture these much needed items. Contact Taylor.Caswell@livefree.nh.gov if you have ideas

As we go forward we will be reviewing opening restaurants outside spaces for a start.

The Governor shares that we can expect this experience to go on for longer than a few weeks but to stay optimistic knowing that the entities that can are processing the needs and getting services to us.  Keep the chamber informed of any business related needs that we can have a positive impact on as we are counting on them to keep us informed.

Keeping the Lights On

A solid idea came to me via Brenda Leavitt of Badger Realty. Where possible lets keep our outside lights on and storefront lights on to send a message of optimism to our citizens and visitors. Changing your door light or seasonal window lights to green would be a message of hope as well.  It will be fun to see how many of you can participate.  This is a great story to send out to our guests as we keep in touch for when they can return.

President Announces
Income tax payments will be due July 15th instead of April 15th.

Stay tuned for more!

Business Owner’s Policies (BOPs) 

Proudly Representing Patriot Insurance Company


Business owners have a lot to consider when choosing insurance that fully protects their business. One coverage option, a business owners policy (BOP), can take the guesswork out of the process. A BOP bundles several types of coverage in one package, similar to the way a homeowners policy works, but is designed for small and midsized businesses.

BOP Key Features

A BOP generally combines the following types of coverage in one convenient bundle:

  • Commercial property insurance—Covers losses to property from common perils. It also covers office equipment, furniture, inventory, machinery, raw materials, computers and anything else that is vital to business operations.
  • General liability insurance—Covers a company’s legal responsibility for any harm it may cause to others, up to the policy limit. It also covers attorney fees and medical bills for anyone injured by the company.
  • Business interruption insurance—Reimburses for loss of income if a covered disaster interferes with the successful operation of the business.


Although a BOP is a convenient insurance option for small to midsized business owners, it does not cover professional liability, auto insurance and workers’ compensation. Workers’ life, health and disability coverage is also excluded. For those exclusions, business owners can purchase separate insurance policies. Other examples include the following:

  • Crime coverage—although it is minimal, crime coverage can be added to a BOP to cover losses as a result of crime, such as employee dishonesty and computer fraud. Typical crime coverage ranges between $1,000 and $5,000.
  • Data breach coverage—this coverage is commonly added to BOPs to help remedy the following losses resulting from data breaches:

o             Notifying impacted individuals

o             Hiring crisis communication consultants

o             Defense and settlement costs from associated lawsuits

o             Replacement of lost income

o             Extortion and ransom payments

  • Errors and omissions (E&O) coverage—Businesses that provide services for a fee can be sued by customers who claim that they were harmed because the business failed to perform its job properly. E&O coverage pays for any judgment for which the insured is found legally liable, up to the policy limit. It also covers legal defense costs.

Ideal Candidates for a BOP

Businesses that have the following characteristics are ideal candidates for a BOP:

  • Operate in a physical location, whether home-based or outside the home
  • Have assets that can be stolen, including products, cash, furniture and digital property
  • Are at a high risk for lawsuits
  • Employ less than 100 employees and have less $5 million in sales

The following types of businesses frequently purchase BOPs to protect from losses not covered by general liability insurance:

  • Manufacturers
  • Religious organizations
  • Apartments
  • Restaurants
  • Technology consultants and solutions providers
  • Wholesalers
  • Retailers


Small to midsized businesses need to meet specific criteria to be eligible for a BOP. When determining eligibility, insurers consider factors that include the type of business, size of its primary location, class of business and revenue.

Premiums for BOP policies are based on eligibility factors, as well as financial stability, building construction, security features, and fire hazards.

When purchasing business insurance, it is important to obtain the right amount. Contact Chalmers Insurance Group for guidance as to whether a BOP is a logical choice for your business.

Staying In Touch.

In response to the COVID-19 pandemic, the Mt. Washington Valley Chamber of Commerce wants to offer hope and support.

We’re sure you have received emails from multiple companies who have outlined their commitment to safety and sanitation and following the CDC’s recommendations. We share those commitments. We want you, as a visitor and as a person, to feel safe and secure in knowing that the valley’s businesses are taking every precaution they can in supporting the mitigation of COVID-19. Read the bottom of this post for updated closures and business responses as recommended by the state as of March 16th, 2020. For COVID-19 updates from the NH Government, click here. 

While it is important to follow all government recommendations, we want to send a special shout-out to the business community of the Mt. Washington Valley. We know our entrepreneurs and employees at the front lines are taking an especially hard hit during this time.

The independently owned restaurants, shops, salons, lodging properties, attractions and more all contribute to what makes the Mt. Washington Valley special. The employees and owners of these establishments all invest in the vibrancy of the valley’s community and provide a certain something that can’t be found anywhere else.

They also rely on the exact opposite of social distancing to keep their businesses afloat. While it’s important to reduce social contact and stay at home, we want to offer these ways to support your favorite small businesses in hopes to help them weather this particular storm.

  1. Purchase a gift card to be used at a later date! Have a favorite yoga studio in the Mt. Washington Valley? Purchase a pack of classes to be used when we can mingle again. We’re sure we’re all going to need some help with deep breathing once we get to the other side of this pandemic. What about a salon in the Mt. Washington Valley? Purchase a gift certificate for you and a friend to get your nails done in a few weeks. After all of self-isolation, you may want to catch up with a friend while your feet get rubbed. Purchase store credit at your favorite shop in the Mt. Washington Valley. We’re sure you’ve worked hard at keeping you and your family and your neighbors safe lately, this is a real “treat-yo-self” moment.
  2. Shout out and share your favorite spots through your social media channels! Shop as locally online as you can. Give these businesses glowing reviews online. Recommend them to friends and family. Keep your favorite stores top-of-the-mind for when social distancing comes to an end.
  3. Order in from your favorite restaurants in the Mt. Washington Valley. If you’ve decided to come up to the valley to take solace in the mountains, grab dinner at your favorite place and bring it home. If you live here, stop by the valley’s many restaurants for takeout for a reprieve from bulk cooking in the wake of this pandemic.

Your safety as guests, business owners and employees of the Mt. Washington Valley and just as fellow humans going through this pandemic is important to us at the Mt. Washington Valley Chamber.

As of March 16th, 2020; all restaurants in New Hampshire, including ones in the Mt. Washington Valley, will be take-out only.

Specific retailers, such as REI, Timberland, Levis, UnderArmour, Nike and Columbia have all closed their stores in the valley, temporarily.

Vail Resorts has made the difficult decision to suspend the operations of all its North American mountain resorts and retail stores through Sunday, March 22, 2020 and will use that time to reassess our approach for the rest of the season.  This includes Attitash Mountain and Wildcat Mountain. 

Black Mountain has ended its season. The Wild Corn Shindig has been cancelled.

Cranmore Mountain Resort has suspended all resort operations beginning March 16 and will evaluate remaining season operations in the next seven days.

King Pine Ski Area and Purity Spring XC and Snowshoe Reserve have ended its seasons.

Great Glen Trails has ended its season.

Bretton Woods has ended its alpine and cross-country seasons.

Shawnee Peak has closed and will continue to reassess the situation to try to re-open due to its great snow cover.

Bear Notch Ski Touring and Jackson Ski Touring Foundation are still open.

Individual businesses are evaluating their need to be open at a consistent rate. Please be sure to search a business directly for up-to-date information on its hours and/or closures during this time.

Photo c/o Wiseguy Photography

Easter in Mt. Washington Valley!

**Due to the COVID-19 pandemic, Governor Sununu has issued a “Stay-At-Home-Order, effective starting March 27th at midnight through May 4th. This means all non-essential businesses are required to close until then. This means that the Easter activities outlined below are canceled and the businesses hosting them have temporarily closed. We look forward to when we are on the other side of this and can host you and your family in the valley again. Until then, be safe and be well. We are all in this together.**

Easter is a highlight of April and a great marker that spring is in full swing! We invite you to spend Easter in the Mt. Washington Valley. Enjoy fun, family get-away, crafts, family-centered entertainment, great food and more.

Easter Fun

Hop onto the Bunny Express at the Conway Scenic Railroad. This historic train will take you on a scenic ride down to Conway Village. During your excursion the Easter Bunny will pay a visit to you and your children as it makes its way from aisle to aisle. Rides are happening April 11th and 12th. Consider reserving in advance to secure tickets!

Gather your peeps and celebrate “Easter on the Green” with Settlers Green on April 4th. Sponsored by Lindt Chocolate, Easter on the Green is a family-friendly craft event that includes  paper egg decorating, an Easter Treasure Hunt from store-to-store and a complimentary coloring book for the first 100 kids!

Living Shores Aquarium is hosting an Easter Egg Hunt and Pancake Breakfast on April 5th! Start your day with a pancake breakfast with Humpty Dumpty at Living Shore’s restaurant, Pasta Mia. Following breakfast, an Easter Egg Hunt will take place throughout the aquarium as well as a fun craft activity for all ages. All kids 12 and under are welcome to participate. The Easter Egg Hunt will be continuous from 8:30 am – 9:45 am and breakfast time slots are available at 8:00 am, 8:30 am and 9:00 am with limited seating. This is a special event & requires a special ticket. Be sure to reserve yours in advance.

Enjoy a show at M&D at the Eastern Slope Playhouse! Matilda is playing on April 2nd, (along with other show dates through April 11th). This classic Roald Dahl tale is sure to entertain the whole family.  Tickets are expected to sell quickly, so reserve yours now!

While we all can be kids at heart, if you’re looking for a little more adult centered fun or have older kids, the Mt. Washington Valley has a great selection of Easter fun for you too!

Dance your heart out with Motor Booty Affair at Attitash Mountain on April Fourth! Dubbed “The Ultimate Disco Party Band,” Motor Booty Affair’s music is infectious! Playing the most danceable songs of all time, the show is spectacular – from the afros, bell bottoms, platform shoes, polyester and dance moves, to the highest quality sound and light show this side of 1975! Make sure you bring your boogie shoes because no matter how big the dance floor is – it’s always packed from the first song to the last.

Wildcat Tavern is hosting a mini Cold River Radio Show concert! Cold River Radio Show Host Jonathan Sarty invites artists who have previously appeared on The Cold River Radio Show to the intimate setting of the historic Wildcat Inn & Tavern in Jackson, NH for these up close and personal listening dinner concert performances. The next show is April fourth and shows are reservation only. For reservations call 603-383-4245.

As always, the valley’s dining establishments offer exceptional Easter buffets and dinner menu’s. Browse your options here and make a reservation!

Be sure to sign up for our newsletter with more vacation ideas and updates!

Frequency, Severity and Your Commercial Auto Insurance Premiums

Presented by Chalmers Insurance Group
Proudly Representing Patriot Insurance Company

Auto insurance rates are based on several factors, frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles.

This means that while your company’s inherent level of risk is a factor that affects the premium you will pay for auto insurance, that amount is also affected by factors that are not directly controlled by the company.

Frequency vs. Severity

Both accident frequency and severity affect the portion of your premium that covers losses.

Frequency refers to how many crashes occur and how often they occur. Logically, the higher the premium, the more insurers pay in claims. Severity, instead, is reflected in the amount paid per claim.

The make and model of your vehicles can also affect your level of risk, and therefore your premiums.

Risk Management Techniques

One of the best things you can do to control your automobile insurance premiums is to implement risk management techniques for controlling the frequency of accidents. Improving your drivers’ performance can make a big difference: A study by the U.S. Department of Transportation revealed that 90 percent of all collisions were due to driver action, attitude and behavior. Making your drivers safer and purchasing dependable vehicles can affect both the frequency and severity of accidents, ultimately lowering your premiums. Some steps to take include the following:

  • Select good drivers. Conduct background checks and request regular motor vehicle driving records.
  • Provide driver safety training on a regular basis, both at hire and as a refresh, ensuring that both new and seasoned employees are properly prepared.
  • Train employees on reporting a loss immediately after a crash.
  • Monitor drivers to ensure their best performance.

More Than Your Premium

According to the National Council on Compensation Insurance (NCCI) data, the most costly lost-time workers’ compensation injury claims result from motor vehicle crashes.

If you have questions about your commercial automobile insurance coverage, contact the professionals at Chalmers Insurance Group.


Maple Syrup in the Mt. Washington Valley!

The great debate over real or imitation maple syrup is happening at breakfast tables around the world. And while this argument of preference may endure for years to come, when it comes to Maple Syrup, the folks of Mt. Washington Valley will enthusiastically agree, we only want the real thing.

Maple Sugaring in the Mt. Washington Valley is a point of pride in our part of New England. Maple Trees are one of the main architects of our fall foliage season in Mt. Washington Valley, gifting us with crimson red leaves. They also provide a free flow of sap in spring, which is then turned into the coveted Maple Syrup we have pledged our allegiance to. We have a lot to be thankful for when it comes to these deciduous trees.

And thankful we are. To show our gratitude, the Mt. Washington Valley offers maple themed activities, events, dining experiences and more to share the authenticity of this New England staple as well as educate the public on what it takes to cultivate Maple Syrup.

Below is a small sampling of maple themed ideas to plan around a getaway in Mt. Washington Valley this March.

Take a self-guided tour the Maple Storybook Trail which begins near the Sugar Shack in the 100 Acre Wood. Located in Intervale, NH, the Sugar Shack opens up to a trail network where you can snow-shoe, walk your dog, go for a peaceful walk or cross-country ski. As you explore the 100 Acre Wood, you’ll see a network of tubes that run between the Maple Trees. The sap that flows from each tree runs back to the sugar shack where it is boiled and processed into Maple Syrup.

Once you make your way back to the entrance of the wood, if there is steam rolling out of the Sugar Shack, step inside for a firsthand look of the historic and innovative process of turning sap into maple syrup. You’ll get to talk to the makers of the syrup and learn anecdotal facts about the love and care that goes into making this liquid gold. Group Educational Tours for all ages during Maple Season are available during mid-week. With a suggested donation of $25 per class/group, proceeds benefit the Believe in Books Literacy Foundation. Reservations for group tours are suggested. Please call 603-356-9980 to schedule.

Learn how to tap your own trees with Remick Farm in its Maple Syrup DIY class! Start out in its Sugarhouse where you will spend the day as a syrup maker’s apprentice. At the end of the day, you will leave with hands-on knowledge of how to produce your own maple syrup and a sample of the syrup you helped produce. In addition, participants will create maple treats while waiting for the sap to boil down. Tree identification, sap collection and storage, boiling and filtering and grading and regulations are all topics that are covered during this workshop. This is a great way to familiarize yourself with the process of making Maple Syrup.

Remick Farm also offers a NH Maple Weekend on March 21st and 22nd. The farm has also introduced a new series called “Young Farmers” which helps you and your child explore the seasons on the Remick farmstead through themed activities. Most lessons include time outside, a craft, and a story. On March 7th, the theme of the “Young Farmers” program is Maple Syrup. Participants will learn about the trees necessary for good maple syrup, learn how it is collected and made by completing a maze and enjoying a craft and story about the sugaring process.

Lodging in the Mt. Washington Valley also goes beyond just providing a comfortable bed to sleep in! They also offer Maple Syrup themed vacation packages! Each lodging property adds its own unique spin on its Maple themed getaways, but one thing is for sure, you’ll get an inside look at how maple syrup is made, a sampling of sweet treats, a special dining experience and more. Click here for a link to Maple Syrup themed vacation packages.

Also be sure to check out the Bed and Breakfasts Inn Mt. Washington, for a complete list of lodging properties participating in March Maple Madness getaways.

A trip to Mt. Washington Valley during maple season isn’t complete without taking some home with you! True New England made maple syrup is such a gift and a unique way to share your trip with loved ones. (But we won’t tell if you decide to keep the goodies all for yourself, either!)

A stop at Zeb’s General Store in North Conway offers the best array of New England made products, including maple syrup, maple candies, beverages, sauces and more! Soyfire Candle offers clean burning candles made with organic ingredients, including a maple scented line! Bavarian Chocolate Haus offers maple sweet treats and you can even watch the chocolatier hand-dip candies when you stop in the store! White Mountain Cupcakery has its own take on a maple themed cupcake and be sure to stop by the Mt. Washington Valley’s cafes for a take on a Maple Latte!

For more vacation ideas in the Mt. Washington Valley, sign up for our newsletter! A monthly e-card that gives you an inside look into what’s going on in the valley when it comes to food, fun, outdoor adventure, family-friendly events, live music and more!

Photo c/o Wiseguy Photography

All aboard the Snow Train at Conway Scenic Railroad

By Isaac Rader
for the Mt. Washington Valley Chamber of Commerce

This is easily one of the best things the Conway Scenic Railroad has ever done. Are you staying in downtown North Conway? Do you love our scenery and skiing?  In that case, the Conway Scenic Railroad has an arrangement that’s perfect for you. They’re running special snow trains from North Conway to Attitash daily through February 29. You can get yourself from your hotel to the train station and take a ride through the snow-covered forests, head onto the mountain, enjoy a day or a few hours of skiing, and take the next train back.

The trains run Saturday and Sunday from 7:30 am to 4:30 pm and Monday through Friday from 9:00 am to 4:30 pm, departing from the North Conway train station every 90 minutes, so you have plenty of opportunities for a long, happy ski day. Best of all, it’s Attitash, the Red Carpet Ski Area, a very welcoming mountain for new skiers of all ages.

If you’re staying in a condo near Attitash, it works both ways – you can take the train into North Conway from there and enjoy Main Street shopping or dining,  and head back at your leisure. You’ve got plenty of options.

We’ve included this timetable here, just for convenience’s sake:

Depart North Conway | 7:30am | 9am | 10:30am | 12pm | 1:30pm | 3pm | 4:30pm

Depart Attitash | 8:15am | 9:45am | 11:15am | 12:45pm | 2:15pm | 3:45pm | 5:30pm

Enjoy the train, ski safe, and have fun!

Snowmobile Insurance to Ensure Years of Riding Pleasure

Presented by Chalmers Insurance Group
Proudly Representing Patriot Insurance Company

We can help you cruise through the coverage you need to ensure years of snowmobiling pleasure in the future.

Coverage Basics

A typical snowmobile insurance policy includes the following:

•  Bodily Injury and Property Damage Liability (BI/PD): Covers liability for an accident involving injury to other people or property, up to your liability limits. If your limits are 100/300/100, no more than $100,000 would be paid per person for bodily injury, no more than $300,000 would be paid per accident for bodily injury and no more than $100,000 would be paid per accident for property damage.

• Comprehensive and Collision Coverage: Policy pays to replace or repair your snowmobile if it is stolen or damaged, regardless of who is at fault. You select and pay a deductible and then the insurance carrier pays the remainder. Collision coverage applies if you hit a nonliving object or other vehicle. This coverage also pays for damages caused by events other than collisions, such as fires, theft or vandalism.

• Uninsured/Underinsured Motorist: If you get into an accident with someone who is uninsured or underinsured and you were not the at-fault party, the policy will pay for your medical treatment.

• Roadside Assistance: Policy covers the labor needed for repairs and towing to the nearest repair facility if your snowmobile is disabled.

• Accessory Covered: Policy covers items that were not originally manufactured on the vehicle, altering the appearance or performance of the snowmobile. This may include trailers, custom modifications, seats/backrests, exhausts, etc.

• Medical Payments

Do I Really Need to Purchase Coverage?

Snowmobiles are primarily used on off-road terrain, over frozen bodies of water and alongside roads. As a result, they generally operate at high speeds and are prone to accidents and theft.

In addition, many snowmobiles are customized, so it is difficult to establish their value after a loss. Contact Chalmers Insurance Group to learn more about your specific risks and how to protect against them.

Count on Us

Snowmobiles can present many hazards to drivers, passengers, other motorists and property. Before the temperatures cool and you get eager to hop on your snowmobile, contact Chalmers Insurance Group at 800-360-3000 to learn more about how you can insure your vehicle and protect yourself and others.

Anything is Possible!

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