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Pet Insurance Coverage Basics and Costs

Part of the series provided by Chalmers Insurance Group

Unfortunately, just like humans, pets can have medical problems that may yield expensive veterinary bills. Fortunately, pet insurance is available to combat those risks.

What is Pet Insurance?

Most pet owners consider their animals to be members of their family; therefore, their pet’s quality of life and health is extremely important. By purchasing pet insurance, pet owners are not burdened with veterinary bills and can focus on making sure their pets get and stay healthy.

Coverage Basics

Here are the details of a typical pet insurance policy:

  • Policies allow the pet owner to select a coverage percentage or monthly premium that will work best for them.
  • Pets must have an annual exam and owners must adhere to the recommendations of their veterinarians to remain covered.
  • Coverage is not extended to existing conditions and injuries.
  • Policy covers expenses relating to the following:
    • Some vaccinations
    • Lab work
    • Accidents, injuries and illnesses
    • Prescriptions
    • X-rays
    • Surgeries, including spay/neuter
    • Hospitalization
    • Dental work

Steep Costs

Medical costs for your pets can add up quickly. Here are some of the most common veterinary treatments and typical average costs:

  • Benign skin mass: $1000
  • Torn ACL or cartilage: $2600
  • Tooth extraction: $900

We’re Here to Help

Don’t take the chance of not being able to afford medical care for your furry family members. Call Chalmers Insurance Group today at 800-360-3000 to learn more about all of our insurance solutions.

For an immediate quote and our Strategic Partner Discount, please visit our trusted carrier partner FIGO using this link https://figopetinsurance.com/?p=9H8i8m7z1r5

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